Finance
At Total Fitness, we’re passionate about helping everyone get on the bike of their dreams. Whether you're an avid cyclist, a commuter, or a weekend trail enthusiast, we carry a wide selection of bicycles for all ages, styles, and skill levels. From sleek road bikes and sturdy mountain bikes to electric bikes and hybrids, our inventory is designed to meet every need and budget.
We believe that cost shouldn’t stand between you and the bike that fits your lifestyle. That’s why we offer flexible financing options that make owning a quality bicycle more affordable. With our easy and transparent financing plans, you can enjoy your new ride today and pay over time.
Financing Made Easy
Low monthly payments with either 0% or 14.9% interest
10% minimum deposit
Fast and simple application process – approval in minutes!
Minimum spend £280
What finance products do you offer?
We offer both 0% and 14.9% interest bearing finance from Novuna depending on your circumstances and the rpoduct selected.
Before you apply
Before applying for finance please ensure that you are:
- a UK resident aged 18 or over
- Have a good credit history
- Have not recently been declared bankrupt
- Be employed and be paid through PAYE
How do I apply for finance?
If the product is eligible, a box showing "Calculate finance" will show on the right hand side below your colour and size options. Once you have chosen your size and colour options, click "pay by finance".
In your basket, click checkout, fill in all the fields including email, address and name.
Click review order and you will be taken through the finance process.
When can I collect my goods?
Once we receive the agreement from Novuna, we will notify you and you can then arrange to either collect the bike from us or have the item shipped to your address.
If collecting in person you will need to provide the following for indentification:
- Valid form of ID such as a UK Driving Licence, UK Citizen card, UK Passport, Firearms Certificate , Shotgun License or Armed Forces ID card
- Your order no
- The bank card used during your application
What happens if I am unsuccessful?
Novuna will contact you with information relating to why you have been unsuccessful but we will be unable to give you any indication of what the issue is.
Total Fitness (Bath) Ltd acts as a broker and not the lender and only offers finance from Novuna Finance. Total Fitness (Bath) Ltd is authorised and regulated by the Financial Conduct Authority, Registration Number 727846. Subject to age, status and affordability, minimum spend applies.
